January Newsletter: January 2018

Financial Newsletter The January effect Ever since economist Sidney Wachtel first coined the term in 1942, analysts and market pundits have been eager to talk about a seasonal market movement known as “the January effect.” In its simplest form, the January effect is...

December Newsletter: December 2017

By the numbers: The holiday season At the end of every year, Americans tend to kick up their spending when they buy presents, decorations, and other items for the holiday season. Let’s examine a few figures to learn how holiday spending impacts the average consumer’s...

November Newsletter: November 2017

Protecting your identity In September, Equifax, one of the three major credit bureaus in the United States, announced that the company had been the target of a massive data breach. As a result of the breach, an estimated 143 million Americans have had their...

October Newsletter: October 2017

By the numbers: Halloween In the United States, holidays encourage consumers to spend on decorations, food, activities, and other items. With its emphasis on buying candy and costumes, the Halloween season coerces consumers to open their wallets to celebrate. Let us...

September Newsletter: September 2017

Personal finance ratios There are seemingly countless ways to measure financial health for both individuals and corporations. In earnings reports, companies use complicated calculations and ratios to inform investors—and the general public—regarding the health of...

Financial Data Security Checkup

Financial Data Security Checkup You can buy a lock for your valuables… but what about protection for your financial data?  When it comes to protecting your intangible valuables like credit card information, bank statements and Social Security data, you are your own...